HSBC Apple Pay Terms and Conditions

These terms and conditions (the “Offer Terms”) govern our ‘Apple Pay’ offer. The offer lasts for the Offer Period described in these Offer Terms, and applies only to the Visa debit card and relevant account identified in the email extending the offer to you (the “Eligible Debit Card”). These Offer Terms apply in addition to and should be read together our UK Personal Banking Terms and Conditions, our Charges and Additional Product Terms, as well as any other applicable HSBC terms and conditions.

In these Offer Terms “we, us or our” means HSBC UK Bank plc.

1. Am I eligible?

You are eligible for the ‘Apple Pay’ offer described in these Offer Terms only if:

  1. you have received an email personally addressed to you from us extending the offer to you (this offer is not made to anyone other than the addressee of this email);
  2. you hold an HSBC UK current account in your sole name (i.e. it is not a joint account);
  3. you are aged 18 years or over;
  4. you are resident in England, Wales, or Scotland. Residents of Channel Islands, Isle of Man, Northern Ireland and non-UK addresses are not eligible; and
  5. you are not an employee of the HSBC group.

If prior to receiving the Offer Payment of £10 you cease to meet any of these eligibility criteria you will cease to be eligible for the Offer Payment.

2. What do I need to do to get the Offer Payment?

To receive the Offer Payment you must meet the eligibility criteria and you must make a minimum of five separate qualifying transactions in the UK using Apple Pay and your Eligible Debit Card/Current Account within the offer period from 00:01 on 1st October to 23:59 on 31st October 2020 inclusive (the “Offer Period”).

Each of the five qualifying transactions made during the Offer Period must be approved at the point of sale (either in-store, online, or in-apps) and each transaction must be debited from your account prior to the end of the Offer Period. There is no minimum or maximum transaction value.

Save as otherwise explained in these Offer Terms, a “qualifying transaction” is any debit payment transaction made using your Apple Pay on your Eligible Debit Card/Current Account during the Offer Period excluding the following transaction types (which do not count for the purposes of the offer):

  1. Gambling transactions (including but not limited to: betting, track, casino or lotto/lottery transactions)

HSBC will determine in its absolute discretion whether any individual transaction falls within these excluded categories.

All qualifying transactions must be made using Apple Pay on the Eligible Debit Card during the Offer Period. If your Visa debit card is registered as lost or stolen at any point during the Offer Period, please note that some transactions may be voided or cancelled as part of this process and if so these will not count as qualifying transactions.

3. The Offer Payment

If you are eligible and meet the requirements of these Offer Terms (see sections 1 and 2) HSBC UK will pay your £10 credit into your Eligible HSBC Current Account within 14 working days of the campaign closing on 31 October 2020.

4. General terms

This offer is personal to you and is not transferable. Please do not forward the email to anyone else as it is not possible to transfer the benefit of this offer.

We reserve the right at our sole discretion to withdraw, alter or replace this offer at any time. We will give notice on our UK website at www.hsbc.co.uk/current-accounts/products/ to withdraw, alter or replace this offer.